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WATCH • AFFORDABILITY

As Governor: How David Jolly Would Tackle Florida's Housing Affordability Crisis

By David Jolly Published: 2026-05-21 Last updated: 2026-05-21
David Jolly on Florida housing affordability

Key moments

0:03

"We need more rental units. We need to scale up investments in workforce and affordable housing, where units become more available to people based on their income, their trade or their proximity to work."

0:30

"As governor, I'm going to fight for a state catastrophic fund to remove hurricane coverage from the private market, creating a savings of 60 to 70% for homeowners."

0:50

"We can fight to cap the rate of profit for our investor backed utilities at the national average. Still an almost 10% return, but fighting for fairness for our ratepayers."

What this video covers

Across Florida, the dream of a home has slipped out of reach. This is David Jolly's answer to one question: what a governor can actually do about housing costs, for renters and homeowners alike.

What's said

This isn't a slogan. It's a basket of solutions: more workforce and affordable rental units (0:03), a state catastrophic fund to pull hurricane coverage out of the private market (0:30), and a cap on utility profit that still leaves a fair return (0:50). See the housing section of the affordability hub for the full plan.

Transcript

Verified transcript of the video above.

0:03 Yeah. Look. As governor, I think we can tackle the affordability crisis in terms of housing, specifically for our rental community. We need more rental units. We need to scale up investments in workforce and affordable housing, where units become more available to people based on their income, their trade or their proximity to work.
0:24 We have models that work really well. Right now, I just think our Republican friends aren't investing in them because they don't believe in using government to create more affordable and workforce housing.
0:32 For homeowners, we need a state catastrophic fund. As a member of Congress, I fought for a national catastrophic fund, as governor, I'm going to fight for a state catastrophic fund to remove hurricane coverage from the private market, creating a savings of 60 to 70% for homeowners, for homeowners and renters alike.
0:50 I think as governor, we can fight to cap the rate of profit for our investor backed utilities at the national average, still an almost 10% return for our utilities, but fighting for fairness for our ratepayers.
1:03 Look, as governor, there is so much we can do. These solutions are within reach right now. Our current governor and legislature are just ideologically opposed to them. So as governor, I'm going to offer a different basket of solutions for home ownership.

Related questions

What is a state catastrophic fund, and how would it lower housing costs?

A state catastrophic fund would remove hurricane coverage from the private market, which David Jolly says would create a savings of 60 to 70 percent for homeowners. He fought for a national version of this while serving as a Republican Congressman from Pinellas County. See the video at 0:30 for his full take.

How would David Jolly help Florida renters?

By scaling up investments in workforce and affordable housing, so units become more available based on a person's income, their trade, or their proximity to work. He argues the models already work; the state just isn't investing in them. See the video at 0:03.

What would capping utility profit do for my bill?

Jolly proposes capping the rate of profit for investor-backed utilities at the national average, which would still leave an almost 10 percent return for the utilities while fighting for fairness for ratepayers. See the video at 0:50.

Why does Florida have a property insurance crisis?

The property insurance crisis is the primary reason so many people in Florida are struggling to afford a home. From renters to retirees to homeowners, the burden of property insurance continues to make housing costs in Florida unaffordable for many. A state catastrophic fund that removes natural disaster perils from the private market would dramatically reduce property and car insurance rates, restoring affordability and price stability for millions of Floridians.

More on this topic

OverviewAffordability In depthAffordability in Jacksonville In depthAffordability in Miami-Dade County In depthAffordability in Tampa In depthPensacola Veterans and Families Are Being Priced Out -- Here Is What David Jolly Would Do About It In depthHow will David Jolly lower my utility bills in Florida? In depthHow will David Jolly make rent more affordable in Florida? In depthHow will David Jolly make housing more affordable for Florida families? In depthWhat is David Jolly doing about Florida's rising insurance costs? In depthHow will David Jolly lower my property insurance costs? In depthAffordability in St. Petersburg In depthWhat is David Jolly's plan for a state catastrophic fund to lower home insurance costs? In depthWhy can't I afford a home in Florida anymore?

Sources

  1. David Jolly Campaign, As Governor: Housing affordability (video) , https://davidjolly.com/videos/housing · 2026-05-21
  2. David Jolly Campaign, Affordability and Insurance Crisis , https://davidjolly.com/affordability · 2026-05-21

The solutions are within reach right now.

Have a question for David? Visit the Town Hall and ask.